Your Homeownership Journey Starts Here

Welcome to Atlantic Financial Services — Your Trusted Mortgage Experts

At Atlantic Financial Services, everyone deserves to own a home and build a future filled with lasting memories. Whether you are buying your first home, upgrading to your dream home, refinancing, or consolidating debt, our experienced mortgage professionals are here to help.

 

✅ Competitive Nationwide Rates
✅ Fast, Simple Loan Process
✅ Personalized Guidance Every Step of the Way

 

Let us make your mortgage experience smooth, straightforward, and stress-free.

Get started today and take the first step toward homeownership.

Let us help you get your home today.

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Years Experience

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Rated mortgage company in Carteret
A happy family poses for a group photo

Low Rates. Zero Hassles.

The Atlantic Financial Services Team

Start your home loan process here!

The Atlantic Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

A portrait photo of Jill Quinn

Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other financing option, our team of experts will help you find the solution that works best.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

What our clients are saying

  • We used Atlantic Financial Services when we bought our first home and what a great decision that was!! Working with the wonderful ladies there was the smoothest and easiest obstacle... read more

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    Nicholas Molly Avatar Nicholas Molly
    March 13, 2019

    Thank you so much to Jill for all of her help securing my loan! Very responsive team. Always got back to me quickly and helped me switch to a lower... read more

    Shaina Hutton Avatar Shaina Hutton
    July 13, 2024

    Jill was amazing. I was extremely satisfied with her knowledge and her dedication to get my mortgage processed. I would highly recommend her to anyone looking for a mortgage.

    David Rich Avatar David Rich
    July 13, 2024

    I highly recommend Atlantic financial. Jill made my experience super easy and quick when applying for my first mortgage. She not only responded to all my questions and concerns quickly,... read more

    April Taylor Avatar April Taylor
    March 13, 2019
  • Jodi is an absolute dream to work with! She took the time to explain to us every stop of the process and clarify things we did not understand as first... read more

    Adrienne Grego Avatar Adrienne Grego
    July 13, 2024

    Jill went above and beyond. Good company to use!

    Ty Burns Avatar Ty Burns
    March 13, 2020

    Thank you so much for providing my family with a wonderful experience from pre-approval to closing on out FIRST HOME!. You are patient, understanding and straight up real about everything!... read more

    Camellia Jasper Avatar Camellia Jasper
    March 13, 2023

    I would not hesitate to recommend Jill and her team to anyone. My second time using her and the only thing I can say is I wish I used her... read more

    Andrew Krausman Avatar Andrew Krausman
    July 13, 2024
  • Great company. Jill was able to get my loan closed without any hassle at a great rate and no closing costs. Very happy.

    TIM VandeBunte Avatar TIM VandeBunte
    March 13, 2017

    Jill is an absolute miracle worker, she helped us tremendously during our loan process when purchasing this home and has helped even more with some of my family much after... read more

    Niazul Islam Avatar Niazul Islam
    July 13, 2024

    I had the chance to work with Linda and I must say she made my first home purchase as stress free as possible!

    Kevin Argueta Avatar Kevin Argueta
    October 13, 2024

    Craig was so patient and answered all of our crazy questions. No one is better. We would recommend Craig to anyone and everyone

    Jamie Newell Avatar Jamie Newell
    October 13, 2024
  • Working with Jill and her team was a pleasant one of a kind experience When looking for loan services her team I highly recommend

    Roberto Vazquez Avatar Roberto Vazquez
    March 13, 2023

    Craig Hatton did a great job securing a mortgage for us! We are very satisfied with the product he found for us and with the services he provided. Craig... read more

    Donna Depazzo Avatar Donna Depazzo
    February 27, 2025

    Jodi recently assisted us with our mortgage, and she truly exceeded our expectations. Her professionalism and expertise made the home buying process seamless and enjoyable. We can’t recommend Atlantic Financial... read more

    Alan Jenkins Avatar Alan Jenkins
    October 13, 2024

    This company is the best! Very professional and gets you the best rates!!!

    Ruthann Kelman Avatar Ruthann Kelman
    July 13, 2024