Your Homeownership Journey Starts Here

Welcome to Atlantic Financial Services — Your Trusted Mortgage Experts

At Atlantic Financial Services, everyone deserves to own a home and build a future filled with lasting memories. Whether you are buying your first home, upgrading to your dream home, refinancing, or consolidating debt, our experienced mortgage professionals are here to help.

 

✅ Competitive Nationwide Rates
✅ Fast, Simple Loan Process
✅ Personalized Guidance Every Step of the Way

 

Let us make your mortgage experience smooth, straightforward, and stress-free.

Get started today and take the first step toward homeownership.

Let us help you get your home today.

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Years Experience

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Loans Closed

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Rated mortgage company in Carteret
A happy family poses for a group photo

Low Rates. Zero Hassles.

The Atlantic Financial Services Team

Start your home loan process here!

The Atlantic Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

A portrait photo of Jill Quinn

Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other financing option, our team of experts will help you find the solution that works best.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

What our clients are saying

  • We have dealt with Jill Quinn and her staff twice so far. They all make every step easy to navigate and they are all very helpful. I would... read more

    David Salvatore Avatar David Salvatore
    July 13, 2024

    Thank you so much to Jill for all of her help securing my loan! Very responsive team. Always got back to me quickly and helped me switch to a lower... read more

    Shaina Hutton Avatar Shaina Hutton
    July 13, 2024

    I highly recommend Atlantic financial. Jill made my experience super easy and quick when applying for my first mortgage. She not only responded to all my questions and concerns quickly,... read more

    April Taylor Avatar April Taylor
    March 13, 2019

    Craig was so patient and answered all of our crazy questions. No one is better. We would recommend Craig to anyone and everyone

    Jamie Newell Avatar Jamie Newell
    October 13, 2024
  • Craig Hatton did a great job securing a mortgage for us! We are very satisfied with the product he found for us and with the services he provided. Craig... read more

    Donna Depazzo Avatar Donna Depazzo
    February 27, 2025

    Working with Jill and her team was a pleasant one of a kind experience When looking for loan services her team I highly recommend

    Roberto Vazquez Avatar Roberto Vazquez
    March 13, 2023

    I had the absolute pleasure of working with Linda and her team. At the beginning of my homebuying process, I faced a few obstacles. Linda gave me very direct and... read more

    Christina Bobbitt Avatar Christina Bobbitt
    March 10, 2025

    Jodi is an absolute dream to work with! She took the time to explain to us every stop of the process and clarify things we did not understand as first... read more

    Adrienne Grego Avatar Adrienne Grego
    July 13, 2024
  • Jill made the home buying process easy to understand. Being a first-time homebuyer, my wife and I had no idea what to expect when shopping for a home loan. She... read more

    Davey Joe Avatar Davey Joe
    March 13, 2019

    I had the chance to work with Linda and I must say she made my first home purchase as stress free as possible!

    Kevin Argueta Avatar Kevin Argueta
    October 13, 2024

    Jill is simply the best!

    Ken Stevenson Avatar Ken Stevenson
    July 13, 2024

    Jodi recently assisted us with our mortgage, and she truly exceeded our expectations. Her professionalism and expertise made the home buying process seamless and enjoyable. We can’t recommend Atlantic Financial... read more

    Alan Jenkins Avatar Alan Jenkins
    October 13, 2024
  • Jill is an absolute miracle worker, she helped us tremendously during our loan process when purchasing this home and has helped even more with some of my family much after... read more

    Niazul Islam Avatar Niazul Islam
    July 13, 2024

    A quick and painless affair! A pleasure to work with. Jodi Siegal will go above and beyond to help you through the process. Great all around person, easy to... read more

    Frank La Rosa Avatar Frank La Rosa
    April 13, 2024

    My experience with Jill was the best. She’s knowledgeable and never missed my calls and texts. I’ll always come to you in future no regrets at all. Thank you so... read more

    EKamjot SIngh Avatar EKamjot SIngh
    March 13, 2023

    Extremely positive experience working with Atlantic Financial Services; professional and thorough mortgage brokerage that works hand in hand with client on specific financing needs.

    Sumer S. Avatar Sumer S.
    July 13, 2024