Apply Now

With Atlantic Financial Services, the loan approval process has never been easier. We offer a variety of secure and convenient application options:

  1. Complete Secure 1003 Application
  2. Call us at (732) 969-9300 (NJ/FL) or 704-230-0050 (NC/SC)
    • We will gladly take your application over the phone and assist you with any questions you may have.
  3. Download Application
  4. Documents needed
    • Copies of pay stubs for each applicant, reflecting a minimum of 60 days of income
    • Names/addresses of employers for two years
    • W-2s for two years
    • Last two years of tax returns
    • A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
    • Bank statements for most recent two months (all pages – even the blank ones)
    • If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
    • Proof of pension income, if applicable
    • Social Security and Disability payments, if applicable
    • Dividend earnings
    • Bonuses
    • Child support or alimony payments (optional for you to disclose if receiving)
    • A copy of earnest money deposit and due diligence deposit checks, if applicable
    • Information on debts such as car loans, student loans and credit cards
    • Security accounts (stocks, bonds, life insurance)

Licensing

NMLS# 70133

Licensed in: NJ, NC, SC, and FL

Equal Housing Lender

Contact Us

New Jersey/ Florida

1295 Roosevelt Avenue 
Carteret, NJ 07008

Hours:
Mon-Fri 8 AM- 5 PM

Phone: 
(732) 969-9300

Contact Us

North Carolina/ South Carolina

347 N Main Street, Suite 202
Mooresville, NC 28115

Hours:
Mon-Sat 9 AM- 10 PM

Phone: 
(704) 230-0050

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