Apply Now
With Atlantic Financial Services, the loan approval process has never been easier. We offer a variety of secure and convenient application options:
- Complete Secure 1003 Application
- Call us at (732) 969-9300 (NJ/FL) or 704-230-0050 (NC/SC)
- We will gladly take your application over the phone and assist you with any questions you may have.
- Download Application
- Documents needed
- Copies of pay stubs for each applicant, reflecting a minimum of 60 days of income
- Names/addresses of employers for two years
- W-2s for two years
- Last two years of tax returns
- A completed and signed Form 4506-T or 4506T-EZ, provided by your Mortgage Banker
- Bank statements for most recent two months (all pages – even the blank ones)
- If self-employed, year-to-date profit and loss statement, plus signed returns for last two years
- Proof of pension income, if applicable
- Social Security and Disability payments, if applicable
- Dividend earnings
- Bonuses
- Child support or alimony payments (optional for you to disclose if receiving)
- A copy of earnest money deposit and due diligence deposit checks, if applicable
- Information on debts such as car loans, student loans and credit cards
- Security accounts (stocks, bonds, life insurance)