Your Homeownership Journey Starts Here

Welcome to Atlantic Financial Services — Your Trusted Mortgage Experts

At Atlantic Financial Services, everyone deserves to own a home and build a future filled with lasting memories. Whether you are buying your first home, upgrading to your dream home, refinancing, or consolidating debt, our experienced mortgage professionals are here to help.

 

✅ Competitive Nationwide Rates
✅ Fast, Simple Loan Process
✅ Personalized Guidance Every Step of the Way

 

Let us make your mortgage experience smooth, straightforward, and stress-free.

Get started today and take the first step toward homeownership.

Let us help you get your home today.

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Years Experience

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Loans Closed

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Of our clients would recommend us

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Rated mortgage company in Carteret
A happy family poses for a group photo

Low Rates. Zero Hassles.

The Atlantic Financial Services Team

Start your home loan process here!

The Atlantic Financial Services team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at the lowest rate no matter what your needs are.

A portrait photo of Jill Quinn

Loan Options

We Offer Many Different Loan Programs To Meet Your Needs.

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other financing option, our team of experts will help you find the solution that works best.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

What our clients are saying

  • Working with Jill and her team was a pleasant one of a kind experience When looking for loan services her team I highly recommend

    Roberto Vazquez Avatar Roberto Vazquez
    March 13, 2023

    Extremely positive experience working with Atlantic Financial Services; professional and thorough mortgage brokerage that works hand in hand with client on specific financing needs.

    Sumer S. Avatar Sumer S.
    July 13, 2024

    I had the absolute pleasure of working with Linda and her team. At the beginning of my homebuying process, I faced a few obstacles. Linda gave me very direct and... read more

    Christina Bobbitt Avatar Christina Bobbitt
    March 10, 2025

    Jill made the home buying process easy to understand. Being a first-time homebuyer, my wife and I had no idea what to expect when shopping for a home loan. She... read more

    Davey Joe Avatar Davey Joe
    March 13, 2019
  • Jodi was the best! We felt like she was pulling for us throughout our home-buying journey, and she was always accessible and very responsive. We made the right choice!

    Willie Brown Avatar Willie Brown
    April 13, 2024

    Thank you so much for providing my family with a wonderful experience from pre-approval to closing on out FIRST HOME!. You are patient, understanding and straight up real about everything!... read more

    Camellia Jasper Avatar Camellia Jasper
    March 13, 2023

    I loved the one on one help! The team helped I and my family make our dream of being home owners come true! God bless this company 🙏🏾

    Mama Kosso Avatar Mama Kosso
    March 13, 2023

    Jill was amazing. I was extremely satisfied with her knowledge and her dedication to get my mortgage processed. I would highly recommend her to anyone looking for a mortgage.

    David Rich Avatar David Rich
    July 13, 2024
  • Jill is an absolute miracle worker, she helped us tremendously during our loan process when purchasing this home and has helped even more with some of my family much after... read more

    Niazul Islam Avatar Niazul Islam
    July 13, 2024

    Craig was so patient and answered all of our crazy questions. No one is better. We would recommend Craig to anyone and everyone

    Jamie Newell Avatar Jamie Newell
    October 13, 2024

    Thank you so much to Jill for all of her help securing my loan! Very responsive team. Always got back to me quickly and helped me switch to a lower... read more

    Shaina Hutton Avatar Shaina Hutton
    July 13, 2024

    Jodi Siegel was excellent to work with. She went above and beyond to make the mortgage process as smooth as it can be and was a great asset in helping... read more

    Ryan Rainey Avatar Ryan Rainey
    July 13, 2024
  • As a first time home buyer, Jill guided me through the stressful process of acquiring my first mortgage. She presented multiple loan options, including one with down payment assistance, and... read more

    Jennifer Taylor Avatar Jennifer Taylor
    March 13, 2019

    A quick and painless affair! A pleasure to work with. Jodi Siegal will go above and beyond to help you through the process. Great all around person, easy to... read more

    Frank La Rosa Avatar Frank La Rosa
    April 13, 2024

    I would not hesitate to recommend Jill and her team to anyone. My second time using her and the only thing I can say is I wish I used her... read more

    Andrew Krausman Avatar Andrew Krausman
    July 13, 2024

    Jodi recently assisted us with our mortgage, and she truly exceeded our expectations. Her professionalism and expertise made the home buying process seamless and enjoyable. We can’t recommend Atlantic Financial... read more

    Alan Jenkins Avatar Alan Jenkins
    October 13, 2024